Archive July 13, 2019

Mortgage loan for an apartment

The activity of banks and issues related to various types of loans are unfortunately a mystery and an unsolvable puzzle for many of us. A cash loan? Mortgage? Credit installment? Interest? “In what language was all this written?” – they seem to express the terrified looks of bank customers. We are in a hurry to answer – in the banking.

Which, unfortunately, is not an easy language, as anyone who has ever tried to get the bank’s help in the matter of credit has had the opportunity to find out. How to make it easier for clients to use banking services? More than one person has already taken up the challenge of simplifying all banking formalities so that people simply stop being afraid of them.

One of the inventions that are supposed to be a kind of relief for borrowers are loan comparison websites that help the consumer assess which bank offers the cheapest mortgage . We do not hide that this is an extremely useful device. It helps the helpless client lost in the thicket of loans to choose the best offer that best suits him, which will make him happy with the loan he has chosen and at the same time will be able to fulfill his dreams or fulfill his plans. in the last few years.

Loan comparison

Loan comparison

Internet loan comparison websites are therefore really worthy of recognition and recommendation and we are very happy that one wise man came up one day with the idea of ​​financing such an invention.

In addition, a special website was created last year, whose creators were guided in their actions primarily by the good of those who could not determine which bank would offer them the best option. However, this is more than just a regular web comparison engine. When we go to the site in question, we are presented with a special questionnaire, which allows us to assess the possibilities we have (creditworthiness – remember, however, that the portal calculates its approximate value, however, only the bank can give us the exact exact amount after consultation), and what we really need.

There is a lot to fill out, but we can be calm because they are not stored or stored anywhere. So we need to determine what we need the loan for, how high we think it should be and for how long we want to pay it back. After completing the form, all of our answers are summarized by specialists, who then assess what offer of which particular bank will be most beneficial for us. Is this invention useful and helpful? Of course. Especially for people who feel completely lost and wringing their hands, having no idea how to go about searching for a loan offer and browsing the catalogs of individual banks.

A notable “invention” created this year is Internet First Aid, as the originators decided to call it. What is this first aid really and what does it boil down to in practice? We are in a hurry with explanations. This is a special website that aims to provide specialized assistance to current and future bank customers. It should be used especially by those who completely cannot find themselves in the complicated, hostile world of banking and finance.

What does this help boil down to in practice?

What does this help boil down to in practice?

Well, you can reach her on two levels. One of them is a multimedia, interactive internet glossary, full of difficult concepts and links to websites that can further clarify incomprehensible issues. In addition, numerous slogans are also accompanied by illustrations, diagrams or videos aimed at bringing the subject to an even closer focus.

The second level of help is a specially prepared form, by means of which website users can contact its moderators directly. A message with a question sent by an Internet user is directed directly to the experts located on the other side of the monitor who guarantee that they will answer the questionnaire in less than twenty-four hours, i.e. a day. This is really an impressive response time, which encourages you to use the described service.

What can you ask for? Literally everything that bothers us. There is one condition – it must be even loosely related to the subject of banking or finance. The originators emphasize that they also received questions such as “How to prepare homemade muffins?” Or “What green tea is the best?”, However, as they say: “it’s either a joke or a mistake. We would prefer it to be the second option. ” Of course, they do not intend to answer these questions.

Best Credit Cards for a Business Trip

Business trips are now part of everyday life for many people. Unfortunately during a business trip you can not enjoy the company of your family, so you comfort yourself with the presence of your credit card. However, the latter may fail you and not be accepted in all payment points. This can be very annoying, especially if you are abroad and have no other solution.

It is therefore important to have a credit card that will fully meet your needs. In addition to being able to pay everywhere, some bank cards have many benefits that could be beneficial to you.

Pay and make withdrawals in Belgium and abroad during your business trip

Pay and make withdrawals in Belgium and abroad during your business trip

Nowadays, the majority of credit cards make it easy to pay and withdraw money in Belgium and abroad. There are three main payment processing providers: Visa, Mastercard and American Express. Thanks to them you can easily pay anywhere in the world. It is therefore important to choose a credit card from financial institutions offering one of the three payment processes, the most easily accessible being Visa and MasterCard.

You can compare, through our comparison platform, all credit cards offering these systems.

Compare all credit cards

Advantages of credit cards during your business trip

Advantages of credit cards during your business trip

Credit cards have many advantages. We can mention cashback and points. But for frequent travelers, it will be mostly miles or travel insurance that will be relevant. You will be able to travel protected and accumulate miles to save on your next trips

Here is an overview of some Newdirect Bank and American Express credit cards with mileage benefits and offering the best travel insurance:


Travel insurance

Annual subscription

Newdirect Bank world travel MasterCard 1 mile for every euro spent Travel cancellation insurance, travel accident, delayed flight or luggage and medical assistance

Purchase insurance and one year extended warranty included

€ 50 (cost of an additional card 20 € / year)
Brasswells Airlines Preferred American Express 1.25 miles for every euro spent Travel accident insurance, personal assistance, trip cancellation insurance, fraud insurance

Purchase insurance and one-year extended warranty

€ 120 (cost of an additional card 40 € / year)
Brasswells Airlines Premium American Express 1.5 miles for every euro spent Travel accident insurance, personal assistance, trip cancellation insurance, fraud insurance

Purchase insurance and one-year extended warranty

€ 150 (cost of an additional card 50 € / year)

You can now, including through our platform, compare all credit cards and choose the benefits that will make you fully enjoy your trips. You have the guarantee of a payment method valid worldwide, as well as many insurance included, which will allow you to travel with confidence. You can also accumulate miles that will benefit each business trip.

Tips for getting the right home insurance

Home insurance is obviously very important, but do you know exactly what you need your policy to cover? Also, do you know the difference between construction insurance and content insurance? Should I get a policy that combines both or need to compare prices? The more you know about insurance and exactly what you need, the less likely you are to make the wrong purchase decisions.

Compare your options


When you have an extensive list of things to do, it can be attractive to simply have tasks marked as quickly as possible. Of course, it is rarely the best course of action. Take your time and research the home insurance options that best suit your circumstances. Compare different offers and deals, evaluate the cost and then make an informed decision. Remember, home insurance is there to protect you, so be sure to choose a policy that covers it properly.

Always expect the unexpected


Insurance is designed to help you in case your home is stolen or if something goes wrong, but remember that unexpected events can always occur. Does your policy cover fires, floods or lightning that falls in your chimney? Read and digest the A&B, and don’t rule out “acts of God” simply because they occur rarely.

Understand how to file a claim


We hope you never have to make a claim about your home insurance. In the best case, everything is going well and you live in harmony, but it makes sense to understand how to make a claim in case the situation arises. Read the fine print, and also take the time to talk with your insurance provider. Ask them about the claim process as soon as you have decided on the policy you are going to follow and be very clear in your mind about what is required. As we said before, the best case scenario is that you will never have to do it, but you will not lose anything by being fully informed.